splitted user registration into user, consents & bankaccount creation

internal/database/schema.sql

@@ -71,12 +71,12 @@ CREATE TABLE roles (
 CREATE TABLE consents (
     id INT PRIMARY KEY,
     user_id INT,
-    modified DATE,
-    created DATE,
+    updated_at DATE,
+    created_at DATE,
     first_name VARCHAR(255),
     last_name VARCHAR(255),
     email VARCHAR(255),
-    type VARCHAR(255),
+    consent_type VARCHAR(255),
     FOREIGN KEY (user_id) REFERENCES users(id) ON DELETE SET NULL
 );